Chapter 13 Bankruptcy -

Hinkle Law, PLLC in Martinsburg, WV

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a type of bankruptcy filing that is concerned with protecting all of a debtor’s assets. Typically, qualifications for Chapter 13 bankruptcy are determined by amount of the debtor’s income and expenses, as well as the value of his or her property. These factors determine the amount of future income that must be paid back to debtors, and the period over which it must be paid back. Unlike Chapter 7 bankruptcy, which is expected to be completed within a few months, Chapter 13 bankruptcy usually is implemented for three to five years in order to pay off creditors. If you live in the Martinsburg, WV area, and are looking to find out whether filing Chapter 13 bankruptcy is right for you, you need to consult an experienced bankruptcy attorney. Attorney David Hinkle of Hinkle Law, PLLC is one of the most experienced bankruptcy lawyers in the area, and is determined to not only help you through your bankruptcy case, but to help you reestablish your credit when it is done.

For more information on Chapter 13 bankruptcy, call Attorney Hinkle at (304) 596-2423, or contact us online.

Call Hinkle Law, PLLC for More Information on Chapter 13 Bankruptcy

Believe it or not, a lot of lawyers in West Virginia do not take on Chapter 13 bankruptcy cases, which leads Hinkle Law, PLLC to believe that we are the state’s leader in Chapter 13 bankruptcy filings. When you file Chapter 13 bankruptcy, you typically make your payments to a trustee, similar to what happens in Chapter 7 bankruptcy. This can end up being a useful tool, as is the fact that your creditors cannot come after you in any way during the proceedings. This means no more harassing phone calls, no lawsuits, and no wage garnishments. A lot of folks end up turning to Chapter 13 bankruptcy because of issues with being behind on mortgages, student loans, and medical bills, but you can kiss those issues “goodbye”! Attorney David Hinkle will be your greatest ally throughout the whole process, and will make sure your Chapter 13 bankruptcy claim is successful. For more information, call Attorney Hinkle at Hinkle Law, PLLC for a free consultation today!